Life Insurance

Basic Life, Accidental Death and Dismemberment Insurance
The Town of Marana provides, at no cost to you, Basic Life and AD&D Insurance through The Hartford, in an amount equal to one times your annual earnings rounded to the next higher $1,000 if not already a multiple of $1,000. The maximum is $150,000. You are eligible if you are an active regular full-time or part-time employee who works at least 20 hours per week on a regularly scheduled basis, or an elected official. AD&D provides benefits due to certain injuries or death from an accident.

NOTE: Benefits reduce by 35% at age 65; and by 50% of the original amount at age 70. 

The Town also provides, at no cost to you, Spouse and Child(ren) Basic Life Insurance in an amount equal to $2,000.

Supplemental Life Insurance
Supplemental Life Insurance is coverage that you pay for and pays your beneficiary a benefit if you die while you are covered. Below is an overview of Supplemental Life Insurance options for you, your Spouse and/or Child(ren) through The Hartford.

Employee Supplemental Life:  You can purchase Employee Supplemental Life Insurance in increments of $10,000. The maximum amount you can purchase cannot be more than the lesser of 3 times your annual earnings or $500,000.  

Spouse Supplemental Life: You may choose to purchase Spouse Supplemental Life Insurance in increments of $5,000, to a maximum of $100,000. Coverage cannot exceed 50% of the amount of your combined Employee Basic & Supplemental Life Insurance coverage. You may not elect coverage for your spouse if he or she is an active member of the armed forces of any country or international authority, or is already covered as an employee under this policy. If you are electing to increase coverage above the guarantee issue limit, your spouse will be required to provide evidence of insurability.

Child Supplemental Life: You may choose to purchase Child(ren) Supplemental Life Insurance coverage in increments of $2,000 to a maximum of $10,000 for each Child - no medical information is required. The cost is the same whether you cover one or several eligible children.

Buy Up Calculator Use this online tool to help you estimate your bi-weekly premium to buy up supplemental life insurance and short term disability insurance.
 
Click on the links below for additional information:

Hartford Basic Life and Accidental Death and Dismemberment Insurance Information Sheet

Hartford Life Insurance Beneficiary Designation Form

Hartford Evidence of Insurability Form

Hartford Life and Accidental Death and Dismemberment Claim Form for Employee or Dependent

Hartford Supplemental Life Insurance Information Sheet

Hartford Short Term Disability and Life Insurance Policy Booklet